Preheat oven to broil. Lightly oil an 8×8 or 2 quart baking dish or coat with nonstick spray.
In a large saucepan of 2 cups water, cook rice according to package instructions. Stir in salsa, lime juice and cilantro
Spread rice mixture into the prepared baking dish. Top with beans and cheeses. Place into oven and bake until bubbly and cheeses have melted, about 5 minutes.
Serve immediately, garnished with cilantro, if desired.